|
 Buyers should first check their FICO (Fair Isaac Corp) credit scores to be certain a mortgage can be obtained at the best possible interest rate. The best spot we have found to check credit is http://www.myfico.com/ Last we checked the cost was $45.00 to review credit reports from the three national credit bureaus, Equifax, TransUnion , and Experian. By checking credit at all three bureaus, there is time to correct any errors before applying for a mortgage. You can obtain free credit reports from all three major companies at http://www.annualcreditreport.com/ or call 1-877-332-8228. However, those reports don't include FICO scores, which all major mortgage lenders now use. Any FICO score above 700 nearly assures you will get the lowest mortgage interest rate. Armed with your credit reports and FICO scores, the next step is to shop for written mortgage preapproval. In order buy homes in Scottsdale you wll find this information valuable.
When you find a home a Purchase Contract Document will be the instrument of conveyance. A sample copy is provide in a PDF file format so you can become familiar with the document before you have to use it with the offer on your next house. This is the document used when you buy homes in Phoenix Scottsdale.
A must read document called the Buyers Advisory is provided by the Arizona Association of Real Estate. For those of you that will buy homes in Phoenix Scottsdale this is must reading. You may also be interested in the benefits of working with a Buyer's Agent
Wondering what the Arizona economy will look like in 2007? Edward Prescott, ASU Nobel Prize winner in economics gives his positive forecast
The real facts about weather, participation and crime in Scottsdale Arizona.
 Do you like to play golf and you're wondering where all the golf courses are in Arizona? Just click here to find the ones right for you.
New-Efficient Air Conditioner: Congress has passed a new 13 SEER standard that becomes effective in January of 2006 and will have a positive impact on the consumer. What is the SEER 13 issue?
Calculate the difference in Cost-of-Living from your old to new location. Salary Calculator
| 
BUYERS
The materials contained within this page may not be reproduced without the express written consent of KELLER WILLIAMS REALTY - ARIZONA. The information herein is believed to be accurate and timely, but no warranty as such is expressed or implied.